What is AI Budget Tracker?
AI Budget Tracker is a simple, free, and privacy-focused online tool designed to help you manage your personal finances effortlessly. Unlike other budget trackers that require you to create an account and store your data on their servers, our tool runs entirely in your browser. This means your financial information remains private and secure, as it is never transmitted or saved on our servers. You can add transactions, set monthly budget goals, and get visual insights into your spending habits with ease.
How to Use This Tool
-
💸
Add Transactions: Use the "Add/Edit Transaction" form to enter your income and expenses. Fill in the description, amount, type (income or expense), and date. You can also add a category, tags, and set up a monthly recurrence for regular transactions like rent or a salary.
-
📊
View Summary: The main dashboard provides a real-time summary of your current balance, total income, and total expenses.
-
🎯
Set Monthly Goals: Use the "Monthly Budget Goals" section to set spending limits for different categories. This helps you monitor your progress and stay on track.
-
🔎
Filter and Sort: Use the "Filter & Sort" section to organize your transaction history. You can filter by type (income/expense), category, and sort by date, amount, or description.
-
🧠
Get AI Insights: Click the "Get Spending Insights" button to receive an AI-generated analysis of your financial data. This can help you identify trends and areas for improvement.
-
📈
Visualize Your Data: The "Visualizations" section displays your financial data in easy-to-understand charts, including a breakdown of your expense categories and a monthly cash flow chart.
-
🗃️
Manage Data: The "Data Management" section allows you to export your data in JSON or CSV format, which is great for backups. You can also import previously exported data to restore your transactions and budget goals.
Key Features
-
✅
No Login Required: Start tracking your budget instantly without the need for an account.
-
🔒
100% Privacy: All your data is stored locally in your browser and never leaves your computer.
-
✨
AI-Powered Insights: Get intelligent analysis of your spending habits with a single click.
-
💾
Data Management: Easily export and import your data in JSON and CSV formats for backups and portability.
-
📈
Visualizations: Understand your finances at a glance with interactive charts.
-
🎯
Budget Goal Setting: Set and track monthly spending limits for different categories.
-
🗒️
Transaction History: Keep a detailed log of all your income and expenses, with filtering and sorting options.
-
🔄
Recurrence Option: Automatically add recurring monthly transactions.
Note on Data Storage
Heads up! The "Save Data" toggle at the top of the page controls whether your data is saved locally in your browser's cache. If this is turned on, your transactions and budget goals will persist even if you close the browser tab. If you turn it off, all your data will be cleared when you refresh the page or close the tab. This gives you full control over your data's persistence.
Frequently Asked Questions
Is my data safe?
Yes, your data is completely safe. It is never sent to our servers. All information is stored locally in your browser's cache, giving you full control and privacy.
Can I access my data from another device?
Because your data is stored locally in your browser, it is not synced across devices. To transfer your data, you can use the "Export All Data (JSON)" function and then "Import All Data (JSON)" on your other device.
What happens if I clear my browser's cache?
Clearing your browser's cache or local storage will permanently delete all your saved transactions and budget goals. It is highly recommended to export your data regularly as a backup using the data management tools provided.
How does the AI insights feature work?
The AI feature uses your transaction data (categories, amounts, and descriptions) to provide a summary of your spending habits, suggest potential areas for savings, and offer personalized tips to improve your budget.